It had brown fur, a bear-shaped head, paws and metal hand tools.Video footage of the inside of the car showed grooves in the seats and interior that suggested claw marks.Insurance companies had paid out the claim after being told the bear entered and damaged a 2010 Rolls-Royce Ghost on Jan 8 before the investigation began.

Four people are accused of using footage of a fake bear damaging luxury cars to file false insurance claims in California.

After Hurricane Helene flooded their home, a Tampa couple’s insurance claim was denied because their sunken living room was deemed a basement. Now, they’re fighting back, challenging the policy's definition.